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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

Directors cover

Typically, a Directors and Officers policy provides protection for all Directors and Officers of the company from the Chairman to the most junior officer.

The limit of indemnity provides for additional legal costs and expenses cover for non executive directors when the conventional limit has been exhausted and retrospective approval of ‘emergency’ costs and expenses which may have been incurred prior to notifying the claim.

The policy provides cover for the legal liability of directors or officers of the company against incurring legal costs and expenses in respect of any investigations, the defence of any legal action seeking disqualification of a director, extradition proceedings (including appeals). It also reimburses the Company where the Company is obligated to reimburse its directors and officers under the terms of its constitution.

Typically, cover will be on an Aggregate basis, with a nil excess and defence costs included within the limit chosen. As the Aggregate limit applies to the company, not to the individual directors, it is important to ensure that an adequate level of cover is purchased – remember that even if the company directors have done nothing wrong the cost of defence can extend into many hundreds of thousands of pounds and if the whole board is sued then the cost of the claim can very quickly esculate.

Latest News

Quite often, people living in a block of flats or along the same street may form a Residents’ Association or Residents’ Management Company. It’s…

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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