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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

CIT members professional indemnity insurance

The main rules relating to members of The Chartered Institute of Taxation (CIOT) professional indemnity insurance are as follows:-

Firms are required to have professional indemnity insurance with a limit of indemnity that is the greater of two and a half times the firm’s gross fee income for its last financial year or 25 times largest fee raised in past financial year subject to a minimum of £100,000 for a sole practitioner or £200,000 in any other case and a maximum of £1,000,000.

The maximum excess allowed is the lower of £20,000 per principal in the aggregate or 2% of the limit of indemnity.

The policy cover is required to be for all ‘civil liability’ incurred in connection with the conduct of the business and can be provided by any EU insurers authorised by law. The rules state that Fidelity guarantee cover is ‘recommended’ but not compulsory.

Run-off cover following cessation must be maintained for at least 6 years.

Firms regulated by certain other professional bodies may be exempt from the CIOT Professional Indemnity requirements.

Latest News

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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