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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

Accountants policy covers

Most accountants policy wordings follow a very similar format. Usually the limit of indemnity will be ‘any one claim basis’ with legal defence costs payable in addition.

The excess will not normally apply to insurers’ costs and expenses. The excess is likely to be aggregated or capped at a certain level.

Predominantly cover will be on a civil liability basis, unless specifically excluded (which is unusual) the policy will include cover for negligence, liability for dishonesty of staff, directors and partners, liability for lost documents, libel and slander, breach of warranty of authority, etc.

In respect of members of ACCA there will be a difference in conditions clause – this is required to demonstrate that the policy offers at least the same cover as the minimum standard required.

The cover provided by the policy will operate for all the activities that would be expected of an Accountant, including personal appointments, such as directorships, as liquidator, as trustee, but only in respect of an Accountant’s usual services. It would be normal for cover to extend to the cost of representation at professional tribunals.

Latest News

Quite often, people living in a block of flats or along the same street may form a Residents’ Association or Residents’ Management Company. It’s…

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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