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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

Engineers policy cover

As none of the Engineering professional bodies lay down requirements for Engineers Professional Indemnity, cover can vary widely between insurers and this is one of the reasons why it is essential for Engineers to use the services of an Independent broker such as PI Expert to obtain cover.

Often an Engineers Professional Indemnity Wordings will be on a civil liability basis, often similar to that offered to architects. If the firm is unqualified, or qualified only to a limited extent, cover may only be offered on a more basic miscellaneous errors and omissions wording.

Usually the limit of indemnity on an Engineers wording will be “any one claim” with legal costs payable in addition. Sometimes the cover will be limited in the aggregate. The excess will normally not apply to insurers’ costs and expenses but some insurers will apply the excess to all claims.

Collateral warranties are normally covered by the policy, however it is important to always check with your insurer before agreeing to these to ensure that the work that you are agreeing to do is covered by your policy and that the collateral warranty is not too onerous as insurers will exclude onerous collateral warranties.

Policy cover normally excludes claims in respect of Death or bodily injury, Loss or damage to physical property (but fidelity and loss of documents are covered), Punitive or exemplary damages (many policies have no geographical or jurisdiction limitations), Nuclear risks, Claims and circumstances known at inception of the cover, Acting as contractor.

Latest News

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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