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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

INSURANCE SERVICES

FORMS & FACTSHEETS

Professional indemnity for IT Professionals

Professional Indemnity Insurance cover is necessary for all IT Professionals. In todays technology driven world many firms place total reliance on their IT systems and therefore if it fails or a new project is delivered late or does not meet the specification of the client the potential losses incurred by a business may far exceed the cost of the IT project itself.
IT companies and the services they offer are not easy to categorise, largely due to the wide range of business and industrial environments in which IT professionals work. There are some organisations which provide professional recognition, but there is not a general standard that applies in respect of a requirement to hold professional indemnity insurance, although this does not mean that IT professionals can assume that it is therefore unnecessary as the reverse is true!

There are a wide range of professions that get swept up within the IT Consultant category. Professions include Computer Consultants, Computer Contractors, Computer Hardware Consultants, Computer Software Consultants and Programmers, IT Consultants, Contractors and Project Managers, Website Designers and Developers, Internet Consultants and Trainers. Broadly speaking, work carried out by IT companies falls into one or more of the following areas:

  • Packaged hardware / software provision
  • Development of bespoke solutions
  • Consultancy / project management
  • Outsourcing
  • IT recruitment
  • Internet services

Areas of particular concern to insurers include:

  • The financial sector
  • Games development
  • Trading systems
  • Process control systems
  • ASPs (Application Services Provider) or ISPs (Internet Services Providers)
  • Managed Service Providers
  • Mission and safety critical systems

Because the profession has no governing body there is no required standard wording and, as a consequence, many varied wordings are available. Care should be taken where a “miscellaneous” policy wording is provided as this is unlikely to be sufficiently wide to cover an IT risk. Of great importance is the ability in the wording to allow insurers to put right a problem discovered before a loss occurs. This is called first party cover as it is the policy holder, not his client, who will make the claim. Of equal importance is the knowledge of the underwriters, and their claims departments (and their advisors) of the profession. PI Expert can identify the correct policy to fit your work activities. Please call us to discuss your requirements.

Our specialist, experienced and dedicated IT professional indemnity team has access to all qualifying insurers which enables us to offer the most appropriate advice and most cost-effective professional indemnity insurance available.

To obtain a no obligation professional indemnity insurance quotation, simply download and complete one of our IT PI proposal forms. Alternatively, send us a copy of the insurance proposal form completed for your existing broker.

If your insurance policy is not yet due for renewal, register your interest now and we will arrange to contact you prior to the renewal of your current policy.

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Case Studies

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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