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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

INSURANCE SERVICES

FORMS & FACTSHEETS

Mortgage Advisors policy cover requirements

The current FSA requirements for Mortgage Advisors are as follows:-

If the firm is a home finance intermediary, then the minimum limit of indemnity is the higher of 10% of annual income up to £1 million, and:

(1) for a single claim, £100,000; or

(2) in aggregate, £500,000.

Note however that different levels of cover are required if the firm is also an Independent Financial Advisor or sells general insurance policies.

Excess
For a firm which does not hold client money or other client assets, the excess must not be more than the higher of:

(1) £2,500; and

(2) 1.5% of annual income.

For a firm which holds client money or other client assets, the excess must not be more than the higher of:

(1) £5,000; and

(2) 3% of annual income.

Latest News

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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