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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

Estate Agents claims examples

Professional Indemnity claims can arise against property professionals due a wide range of circumstances. Here are some typical examples:-

Rent Review
A property manager issued a defective rent review notice and as a result of which it was not possible to review the rent.

Property management
Claim made by blind tenant who fell over collapsed wall, despite requests for managing agent to repair dilapidated wall.

A property manager, managing a clients property, arranged repair of a clients building. The property was listed and the incorrect materials were used. Planning permission should have been obtained, and this subsequently resulted in the local authority confirming that the repairs had to be redone.

Estate Agent managing a property portfolio was sued by a trespasser who tripped and broke their leg in a hole in the car park of one of the managed properties during the hours of darkness.

Property misdescription
Claim made by purchaser of property, as property was detailed as having double glazing in estate agents’ particulars, but there was no double glazing. Claimant is claiming cost of installing double glazing

Letting agency
The letting Agency did not obtain a guarantor when letting property. The tenant began to pay rent late then defaulted on several payments. The landlord pursued the letting agent for the outstanding rent, as the tenant disappeared.

Estate Agent
An Estate Agent under-sold a property – claim for difference in sale value

An Estate Agent valued a clients house and it was subsequently placed on the market. The client anticipated a quick sale on the advice of the Estate Agent, and purchased two properties. However, it later came to light that the house had been over-valued and after a long delay was sold at a lower price than originally anticipated. As a result of this, a claim was successfully brought for loss of bridging finance and other expenses incurred.

An Estate Agent lent his clients house keys to a potential buyer without carrying out proper checks. The potential buyer was a conman who stripped the house of all its valuables.

An employee of an Estate Agents firm successfully altered amounts and wordings of cheques, enabling him to obtain the proceeds.

Latest News

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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