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Professional Indemnity Insurance for every profession

PI Expert is pleased to be able to offer competitive premiums for professional indemnity policies that cover every profession. From Architects and Engineers, Independent Financial Advisers to Pole Instructors, Management Consultants to Environmental Consultants we can find the Professional Indemnity policy that is most suitable for you.

Talking to the Experts

At PI expert we believe that listening to our customers is one of the most important skills that we have. When you call our office you will be greeted by a real person who will talk through your Professional indemnity Insurance requirements and listen to your concerns.

Every Insurer, Every Policy

PI Expert is a specialist independent insurance broker. We have access to the whole market, including Lloyds of London and are able to provide professional indemnity insurance quotations for every profession. We are able to offer the best cover at competitive premiums from the insurer who offers the most suitable cover for your business.

Design & Construction policy cover

A Design and Construct policy will normally include cover in respect of the design or specification that your firm has put together, any feasibility studies that you undertake, technical information and calculations that you have supplied and also surveying – but only if this is undertaken by, or under the direction and direct control of, a properly qualified Architect, Engineer or Surveyor.

Typically cover will be granted on an aggregate basis, with defence costs included within the policy limit. Any one claim cover can be considered, though this depends on the nature of the work involved. Policy cover will normally be written on a negligence basis.

The policy will provide cover for loss of documents, Libel and slander, Adjudication in accordance with the Housing Grants, Construction & Regeneration Act 1996 and Duty to warn – a Contractor that has no design or professional supervisory responsibility may still have a duty to warn the client if they become aware of a design defect

Cover will normally also extend to cover any collateral warranties that you are asked to agree to. However it is important that you check with your insurers that you will be covered for these on an individual basis as some collateral warranties will be considered by insurers to be too onerous and the policy will then exclude cover for these.

Typically, policies will exclude Death or bodily injury, Loss or damage to physical property, Punitive or exemplary damages, Liability to other Insureds, Claims and circumstances known at inception of the cover and Pollution.

Latest News

Quite often, people living in a block of flats or along the same street may form a Residents’ Association or Residents’ Management Company. It’s…

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Case Studies

Clients often ask PI expert why they need to buy Professional Indemnity Insurance. We believe that the best way to explain where the risk lies is by using examples of people in similar trades.

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Our Services

We look after all sorts of people and all sorts of professions. From Architects to Accountants, Engineers to IT Professionals, Solicitors to Scientists, Tree Surgeons to Translators.

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